Privacy Policy
We are not a lender, broker, bank, or loan provider.We do not make loans, approve loans, guarantee approval, or set interest rates. Any loan offers, rates, terms, or approvals are provided solely by third-party lenders or partners. Your final rate and eligibility are determined by those third parties.
2. Information We Collect
We may collect the following types of information:
A. Information You Provide
When you use our matching flow, forms, contact options, or other Site features, you may provide information such as:
- Loan type interest
- Loan amount
- Credit score range
- Income range
- Employment status
- Urgency or timing preferences
- Email address
- Phone number, if you choose to provide it
- Any other information you submit through forms or messages
B. Automatically Collected Information
When you visit the Site, we may automatically collect:
- IP address
- Browser type and device information
- Pages visited and time spent on pages
- Referring website
- Approximate location based on IP
- Cookies and similar tracking technologies
C. Information from Third Parties
If you click through to a lender or partner website, that third party may collect additional information under its own privacy policy.
3. How We Use Information
We may use collected information to:
- Provide loan comparison and matching results
- Estimate relevant lender options and rate ranges based on the information you provide
- Operate, maintain, and improve the Site
- Respond to questions or support requests
- Analyze Site performance and user experience
- Prevent fraud or abuse
- Comply with legal obligations
- Send follow-up information if you request it or opt in
We use the information you provide in our matching tools to help show potentially relevant lenders and estimated ranges. These estimates are not guarantees of approval, rates, or terms.
4. How We Share Information
We do not sell personal information in the traditional sense of selling a customer list for unrestricted use. However, we may share information in the following ways:
A. Service Providers
We may share information with vendors that help us operate the Site, such as:
- Hosting providers
- Analytics tools
- Email or form processing tools
- Security and performance services
B. Lenders and Partners
If you choose to click a partner link, continue to a lender, or request contact from lenders, information may be shared with those third parties so they can respond to your request or continue the application process. Once you leave our Site and interact with a third party, their privacy policy applies.
C. Legal and Safety Reasons
We may disclose information if required to:
- Comply with the law
- Respond to valid legal requests
- Protect the rights, safety, or property of ApplyLoan.ai, our users, or others
D. Business Transfers
If ApplyLoan.ai is involved in a merger, acquisition, financing, or sale of assets, information may be transferred as part of that transaction.
5. Affiliate Relationships and Third-Party Links
ApplyLoan.ai is free to use. We may earn compensation from partners when you click certain links, explore offers, or complete actions on partner sites. This compensation may influence the order, placement, or prominence of some offers shown on the Site. The Site may contain links to third-party websites. We are not responsible for the privacy practices, content, or terms of those websites. We encourage you to review their privacy policies.
6. Cookies and Tracking Technologies
We may use cookies and similar technologies to:
- Keep the Site functioning properly
- Remember preferences
- Understand how users interact with the Site
- Measure traffic and performance
- Support marketing or analytics tools
You can control cookies through your browser settings. Disabling cookies may affect some Site features.
7. Analytics
We may use analytics tools to understand Site usage, such as pages visited, traffic sources, and overall performance. These tools may collect device and usage information through cookies or similar technologies.
8. Data Retention
We retain information only as long as needed for the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.
9. Data Security
We take reasonable administrative, technical, and organizational measures to protect information collected through the Site. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
10. Children’s Privacy
The Site is not directed to children under 18. We do not knowingly collect personal information from children under 18. If we learn that we have collected such information, we will take steps to delete it.
11. Your Choices
Depending on your location and applicable law, you may have rights regarding your personal information, such as requesting access, correction, or deletion. To make a request, contact us at hello@applyloan.ai (mailto:hello@applyloan.ai).
You may also:
- Adjust cookie settings in your browser
- Choose not to submit optional form information
- Unsubscribe from emails if you opt in to receive them
12. State Privacy Disclosures
Depending on where you live, additional privacy rights may apply under state law. To exercise any available rights, contact us at hello@applyloan.ai (mailto:hello@applyloan.ai).We will not discriminate against you for exercising privacy rights available under applicable law.
13. International Users
The Site is primarily intended for users in the United States. If you access the Site from outside the United States, you understand that your information may be processed in the United States or other locations where our service providers operate.
14. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised “Last Updated” date. Continued use of the Site after changes means you accept the updated Privacy Policy.
15. Contact Us
If you have questions about this Privacy Policy or our privacy practices, contact us at:
Email: hello@applyloan.ai
Website: https://applyloan.ai